Whole of Life

Whole of Life Insurance, unlike term insurance, provides lifetime death benefit coverage and therefore, policies of this sort pay out whenever the life insured dies.  This type of policy is perfect for inheritance tax planning or for those persons who wish to leave a lump sum to their family irrespective of when they die.

A variation of whole of life plan is the Universal Whole of Life plan which is a very flexible plan and is normally also linked to investments in collective investment schemes. So, whilst protecting you with Life Insurance, this policy also aims for the growth of your investments in this policy.

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