Shareholders Protection

The success of your business depends mostly on those who own and run it.   

You may want to consider what happens when a director or partner, who is also a shareholder in your business, dies? Apart from losing the expertise of this person, could you afford to buy their shares? 

It is likely that the death of a partner or shareholding director would have a huge impact on the future of your business.  The surviving partners or directors may struggle to continue the business or even to retain control of it. In the worst-case scenario, the financial strain may force the business to cease trading.

Similar problems could arise if a partner or shareholding director were to suffer a critical illness.

Your share in the business is one of your most valuable assets and you will doubtless wish to protect this value for the benefit of your family.

Shareholder Protection provides funds on the death of a partner or shareholding director.  A legal agreement ensures that these funds are used to purchase the deceased’s share of the business from their estate.  It is also possible for a similar payment to be made if one of the partners or shareholding directors suffers from a critical illness.

At Etisicura we have the expertise to guide you on the options available, through Life Insurance, to safeguard your business in this eventuality.

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