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The primary purpose of home insurance is to protect your investment from Fire. Home Insurance is designed to protect you in case of loss or damage to your property. The second most important purpose of property insurance is to provide liability protection. A standard home insurance policy includes coverage for a variety of perils which they insure against; for example, Fire, Lightning, Explosion, Windstorm, Hail,  Aircraft etc.. In the event of a claim, you are reimbursed for the cost of repairs or replacement.


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